• "Consumers who are first-time home buyers face a remarkable situation right now with an $8,000 tax credit from the federal government, plus the opportunity to obtain up to a $5,000 cash advance of this credit from the New Jersey Housing and Mortgage Finance Agency (NJHMFA) to apply toward closing costs and down payment. Another plus side is NJHMFA borrowers who qualify for the 'Prefund' program can now take advantage of the agency's new lower interest rates. The December 1, 2009 deadline to take advantage of the tax credit for first-time buyers is approaching.*
  
  Call me to see if you qualify for the $8000 Government Tax Credit
• Save 10% on Lowes Purchases up to $5000     
  Call me or e-mail me to request your coupon!
  
• Coldwell Banker Concierge
  • Complimentary Concierge Services are available to assist you in locating service
  • providers before, during and after your move 
  • Essential Community Information with phone numbers
  • Moving Checklists
  • US Post Office change of address cards
  • Motor Vehicle forms
  • Voter Registration forms
  • Service Provider Directory, movers, handyman, painters, and more!
• Call me or e-mail me to request your free Concierge Services car

^{*NJAR press release May 2009}

• No. 1 Buyer’s Agent in the Randolph Office
• No. 2 Top Producer in the Randolph Office 
• Member of the Multi-Million Dollar Club
• Member of the President's Club
• NJAR Circle of Excellence, 2007, 2008 
• Expert in selling and listing residential real estate
• Accredited Buyer's Representative
• Certified Relocation Specialist
• Certified New Homes Specialist
• Licensed Real Estate Professional for over 14years
• Employed in the real estate industry for more than 20 years
• I have been a resident of Randolph for over 14 years
• I am a life-time Morris County resident