The  2012 Market is can be time of great opportunity as prices have declined to 2003 levels or earlier (based on specific neighborhood data). FHA 30 year fixed mortgage interest rates are below 4.000% today (May 4, 2012).

Other people see this as a challenging time due to credit issues, or an inability to have a solid picture of their future earnings.

One way to decide is to consider the Rent to Own ratio. If you see it less than 10 you may consider that a stronger buy signal. Above 20 you may be better off renting. Between 15 and 20 you have to consider your personal situations and desire for ownership compared to renting. This Rent to Own Ratio is the price of a house divided by one year of comparable rent. We will evaluate your current situation and your desired quality of accommodations

I define a market bottom in real estate is when we buy within 10% of a historical low. See the period from 1987 to 1999 for an example. I can help you make a good decision for your future. We can discuss your plans and concerns about this market. My obligation as your buyer agent is to help you weigh the variables and make a very unique and personal decision based on your resources and perception of the future. On April 29, 2012 the Wall Street Journal stated the housing market had arrived at a bottom 

 This may good time to buy for people who are renting now, who have held off buying since 2004 or later, who want to make a local move -up, who are employed, who have good credit or who have the financial resources to make mortgage payments or leveraged investments. Today we see mortgage rates 20 lower than they were in 2002 (7%) and property prices 30-50% less than 2003 (greater reductions are found in REO). When you adjust these two factors against inflation you can see why the current market provides opportunities unavailable in the last 10 years  

Deciding to Buy a home is a decision based on your desire for a quality of life in a location not available as a tenant. I look forward to working together and earning your trust as a trusted, impartial advisor and guide in this potentially rewarding long market. Deciding to invest is based on acquisition, vacancy and demand.

If you want to sell your home I will represent your interests and provide Truly Exceptional Marketing, Buyer Qualification and Seamless Contract Management so your closing will happen. Use Dave's Marketing Power  You may sell your house for less than you paid, yet you will buy new properly in the same time and value frame, expediting what is called a lateral move.  I know what you are looking for in an agent, and deliver since 1996. You want a honest partner who will maximize your marketing position to attain the highest and best offer from qualified buyer, in  a specific time and value frame. I understand what you are going through, and will relate to your questions and concerns, providing supportive insight and perspective in a difficult situation. I will deliver value and communicate consistently. You will always know what is happening and why.  I will provide quality market data that is relevant to your property and plans. Real estate is local, some Connecticut markets deliver quick property turnover allowing people to move up in their community in a relatively short time.                      

Finally, I really do appreciate your introducing my skills to your friends and colleagues who may desire expertise regarding this Connecticut Real Estate market. I appreciate your referrals and confidence in my commitment to your goals.

I  can give 15% to the 503(c)(3) Non Profit You Choose When You Buy or Sell with Me.

Gift made after Title Transfer

Since 1996 Real Estate has been my full time occupation.  
This is my full time job. The competition is constant.
You, the client, must be vigilant when deciding who to work with and why. 
I assure you that your best interests are always first with me.  

Gift subject to condition on www.ahomeforme.com