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The Advantages of Title Insurance

When real property (a home, condo, land or any other type of building) is purchased, Title Insurance is also purchased. Owning your property free and clear involves more than having a deed in hand. A deed does not cancel certain prior "rights" and "claims" other people may have to your property. Based upon a search of public records, a Title Search brings attention to any known property Title problems before the closing takes place.   Such as:

  • Are there any lawsuits or claims recorded against the property?
  • Are there any suits or judgments filed against the owner of the property?

It also insures against loss due to certain Title defects, which could remain hidden despite the most thorough search of public records, such as:

  • Undisclosed heirs
  • Incorrect marital status
  • Fraud Forgery
  • Mental incompetence
  • Vendor liens
  • Easements
  • Defective deeds or clerical errors

A title insurance policy guarantees that you own the property for which you bargained.

In New Jersey, ask your attorney to use NRT Title Agency, LLC*
or call Peter (973) 258-9062 EXT 100.

On Long Island / Queens ask your attorney to use Skyline TRG Title Agency
or call (212) 324-4100.


Click here for New Jersey rates for title insurance